Is My Lovely AI safe and legit? The company, privacy and billing
Yes, My Lovely AI is safe to the extent that it is a real business: PROMPTREPUBLIC S.L., a company registered in Madrid, Spain, under EU privacy law. The catch is privacy: its terms let your prompts and messages be used to train its AI, EU users must email to opt out, and its About page promises end-to-end encryption that the privacy policy does not describe.
Who runs My Lovely AI
The terms name PROMPTREPUBLIC S.L., Av Juan Antonio Samaranch 0051, Madrid 28055, Spain, company number B21965884. Spanish law and the courts of Madrid govern the contract, and complaints about data can go to Spain's data regulator, the AEPD. Here are the key facts from its terms and privacy policy, checked on 29 September 2026:
| Company | PROMPTREPUBLIC S.L., Spain |
|---|---|
| Discreet billing | Premium FAQ: charges appear discreetly, typically as a generic descriptor related to digital services or the payment processor name, without the content or website name. Premium page: "No adult transaction in your bank statement". |
| Payment methods | credit/debit card (Visa, Mastercard), crypto (BTC, USDT, ETH), G2A gift cards and codes, local payment methods depending on region |
| Age check | 18+ only. Terms say the service may require age verification, including third-party checks, and may deny access if it fails or is refused. Privacy policy lists an 18+ age attestation and, where required by law, a pass/fail result from a third-party verification provider (full ID documents not stored unless legally required). |
| Delete your account | Settings > Danger Zone > Delete Account: the account is locked at once and permanently deleted after 72 hours; the deletion can be cancelled before then. Cancel any active subscription first, because deleting the account does not cancel billing with the payment provider. |
| Data kept after deletion | Privacy policy: account data and basic logs for the life of the account and up to 3 to 5 years after last activity unless deletion is requested earlier; payment and tax records 7 to 10 years; analytics 12 to 24 months; moderation records as long as needed. Billing records are kept after account deletion. |
| Chats used for training | Allowed: Terms and Privacy Policy allow prompts, messages and AI output to be used to improve the service and underlying AI, including training and limited review by staff or vendors. EU users can opt out by emailing support@mylovely.ai with the subject "Model Improvement Opt-Out". |
| Data sharing | Privacy policy: shared with processors for hosting, delivery, authentication, payments, age verification, analytics, email, support, moderation and fraud prevention; with authorities where legally required, professional advisers, and buyers in a business transfer. Data may be transferred outside the EEA under Standard Contractual Clauses. |
| Refunds | EU users can withdraw within 14 days if premium features are unused; otherwise discretionary within 24 hours |
Support is at support@mylovely.ai, and the contact page promises a reply within 24 hours. The site says it has more than 500,000 users; that is its own figure, not one we can check.
Billing and what shows on your statement
The premium FAQ says charges appear under a generic descriptor, usually related to digital services or the payment processor, without the site's name or content, and the premium page says there is "no adult transaction in your bank statement". You can pay by Visa or Mastercard, crypto (Bitcoin, USDT or Ether), G2A gift cards and codes, or local methods in some regions.
Two billing points to know. The 2-day trial pass renews at $19.99 a month unless you cancel. And deleting your account does not cancel billing with the payment provider, so cancel first. Compare private payment options on our discreet billing page and apps that take crypto.
Privacy: training, sharing and encryption
This is the part to read before you sign up. The terms and privacy policy allow your prompts, messages and AI output to be used to improve the service and its AI, including training, with limited review by staff or vendors. EU users can opt out by emailing support@mylovely.ai with the subject line "Model Improvement Opt-Out".
The company's own pages disagree with each other. The About page and FAQ claim end-to-end encryption and say data is never shared. The privacy policy describes encryption in transit, sharing with processors (hosting, payments, age checks, analytics, moderation and more) and possible transfers outside the EEA under standard contractual clauses. Trust the policy, because it is the legal document.
Data is kept for the life of the account and up to 3 to 5 years after your last activity unless you ask for deletion earlier, and payment records for 7 to 10 years. Our guide to whether AI girlfriend apps read your chats explains what staff review means.
Deleting your account
Go to Settings, then Danger Zone, then Delete Account. The account is locked at once and permanently deleted after 72 hours, and you can cancel the deletion within that window. Billing records are kept after deletion for legal reasons.
Cancel any active subscription before you delete, because deletion does not stop the payment provider from charging you. Our how to cancel My Lovely AI page has the exact steps, and our account deletion guide has a checklist for any app.
Age checks and content rules
My Lovely AI is 18+ only. The privacy policy lists an 18+ age attestation and, where the law requires, a pass or fail result from a third-party verification provider; it says full ID documents are not stored unless legally required. The terms say access can be refused if you fail or decline a check.
Adult roleplay and AI images are allowed. The terms ban anything involving minors or young-looking characters, deepfakes of real people without consent, non-consensual or violent content, exploitation, hate, harassment and attempts to bypass filters or age gates. Zero-tolerance breaches end the account and may be reported to police. See our age verification guide for how these checks work.
Reviews, lookalike apps and reported problems
Two things can mislead you when you research My Lovely AI:
- Incentivised reviews. Premium missions reward tokens for leaving reviews on Trustpilot, F6S and There's An AI For That, and for Reddit posts. Weigh those reviews accordingly.
- A different app on Google Play. "My Lovely: Feel Real AI Chat" is published by a different developer, with its privacy policy on another domain. My Lovely AI has no official App Store or Google Play app.
None of the sources we checked for this page report a data breach at My Lovely AI. Our page on AI girlfriend data breaches tracks the incidents reported across the market.
How to use My Lovely AI safely
- If you are in the EU, send the "Model Improvement Opt-Out" email on day one.
- Keep your name, workplace and photos of real people out of prompts.
- Turn on private generations (Premium Plus) if you do not want images visible to others.
- Set a reminder before the trial or plan renews.
- Cancel billing before deleting the account.
For the full product verdict, read our My Lovely AI review.
Frequently asked questions
Is My Lovely AI legit?
Yes. It is run by PROMPTREPUBLIC S.L., registered in Madrid, Spain, under company number B21965884, and it publishes terms, a privacy policy, prices and a support email. EU consumer and privacy law apply.
Does My Lovely AI use chats to train AI?
Yes, its terms and privacy policy allow prompts, messages and AI output to be used to improve and train its AI, with limited staff or vendor review. EU users can opt out by emailing support@mylovely.ai with the subject "Model Improvement Opt-Out".
Is My Lovely AI encrypted?
Its About page claims end-to-end encryption, but the privacy policy describes encryption in transit and sharing with processors. The policy is the binding document, so assume staff and vendors can access content when needed.
What shows on my bank statement for My Lovely AI?
A generic descriptor tied to digital services or the payment processor, according to the premium FAQ, with no adult wording or site name. You can also pay with crypto or G2A codes.
Is the My Lovely app on Google Play official?
No. "My Lovely: Feel Real AI Chat" on Google Play comes from a different developer. My Lovely AI runs on its website and has no official store app.
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