What each app puts on your statement
This table shows the statement name each app publishes, and what it says about billing, in its own words where it gives them. Apps not listed here, including OurDream, Selira AI, FantasyGF, TryNectar AI and Nomi AI, publish nothing about their card descriptor.
Statement names and billing promises, from each app's own pages, September 2026
| App |
Name on your statement |
What the app says about billing |
| Secrets AI |
S LABS INC |
Wiki: "Discreet billing: Charges show as S LABS INC on your card statement." |
| Candy AI |
EverAI |
Pricing page: "Charge shown as 'EverAI' on your bank statement". |
| Infatuated AI |
Not published |
Plan list in the site app says "No adult transaction in your bank statement". |
| My Dream Companion |
Miracle AI |
Checkout text: "Transaction will be shown as Miracle AI on your bank statement". |
| Dondi.ai |
Dondi |
Checkout text: 'Charges will appear as "Dondi" on your bank statement'. |
| HeyGF |
Not published |
Pricing FAQ: "Transactions are processed securely and do not mention 'AI girlfriend' or any related terms." |
| Lovescape |
Not published |
Help centre: "Payments appear with neutral descriptions on bank statements" |
| My Lovely AI |
Not published |
Premium FAQ: charges appear discreetly, typically as a generic descriptor related to digital services or the payment processor name, without the content or website name. Premium page: "No adult transaction in your bank statement". |
| SweetDream AI |
Not published |
Plan and token pages: "No adult transaction in your bank statement" and a "Privacy in bank statement" badge; "100% anonymous. Cancel anytime." |
| Kupid AI |
Kupid AI |
Checkout note: "To protect your privacy, this charge will show on your statement as 'Kupid AI'". The subscriptions page shows Discreet and Private billing badges, and the verify screen says "No adult transaction in bank statement". |
| DreamGF |
Not published |
Pricing page: "100% Privacy (No adult transactions on bank statements)" and "100% Secure & Anonymous (Cancel anytime)". |
| Joi |
joi.com (Terms 3.2); the subscription checkout text says 'Novi Limited' |
Subscription and Neuron checkouts state 'No adult transaction in your bank statement'. |
| AI Peeps |
CCBill |
Card payments are handled by CCBill; the site's 4 Sep 2026 update says the charge shows on your statement as CCBill, not AI Peeps. |
| GoLove AI |
Not published |
Premium page and Star checkout say "No adult transaction in your bank statement"; premium FAQ says "Billing is discreet". The statement name itself is not published. |
| LusyChat |
LusyChat AI |
Upgrade screens say 'No adult transaction in your bank statement'; the card checkout says the charge appears as 'LusyChat AI'. A third-party provider acts as merchant of record. |
| Roger |
Life AI Technologies LLC |
Upgrade page: "No adult transaction in your statement"; checkout: "To protect your privacy, this charge will show on your statement as Life AI Technologies LLC" |
"Not published" means the app promises discretion but does not say what the line will read. In that case, expect the payment processor's name or a company name, and check your first statement to be sure. For who runs each app, see our guide to AI girlfriend app safety.
Three kinds of discreet billing
"Discreet billing" covers three different things, and they are not equally private:
- A company name. Secrets AI (S LABS INC), Candy AI (EverAI), My Dream Companion (Miracle AI) and Roger (Life AI Technologies LLC) bill under the name of the company behind the app. Nothing on the line says AI girlfriend.
- A promise with no name. Infatuated AI, Lovescape, My Lovely AI, SweetDream AI, HeyGF and DreamGF say there is no adult transaction on your statement but do not publish the text. AI Peeps says its charges show as CCBill, its card processor.
- The app's own name. Dondi.ai ("Dondi"), Kupid AI ("Kupid AI") and LusyChat ("LusyChat AI") call their billing private, but the line names the app. Anyone who searches it will find out what it is.
A company name is the most private of the three, but it is not a secret. Anyone who types EverAI or S LABS INC into a search engine can trace it back. Discreet billing protects you from a glance at a statement, not from someone who looks closely.
What discreet billing does not hide
The statement line is only one place a purchase shows up. Before you rely on a neutral name, check the others:
- Email receipts. Payment confirmations and renewal reminders go to your inbox. Swipey AI says it keeps purchase emails neutral too, but most apps do not say.
- The amount and date. A charge of the same odd amount every month is easy to notice, whatever it is called.
- Banking app extras. Some banking apps look up merchants and show a logo or website next to the charge.
- Card alerts. A shared card or a family account may send a notification for every payment.
- Your chats. Billing has nothing to do with what the company stores from your conversations.
If privacy from people close to you is the goal, the payment method matters more than the descriptor. Our guide on whether AI girlfriend apps are anonymous covers email, login and data as well as billing.
Other ways to keep a charge private
If a neutral name is not enough, change how you pay:
- Crypto. Secrets AI, Candy AI, OurDream, Selira AI and several others take it, so nothing reaches your bank at all. The trade-off is refunds, which are rare for crypto. See AI girlfriend apps that accept crypto.
- Prepaid and virtual cards. Secrets AI accepts virtual debit cards, My Dream Companion suggests prepaid cards, and Joi takes gift and prepaid cards.
- G2A codes. Secrets AI, OurDream and My Lovely AI sell prepaid keys through G2A, and Secrets AI's keys never renew on their own.
- PayPal. Only a few apps take it; see AI girlfriend apps with PayPal.
Whatever you choose, use a sign-up email you are happy to receive receipts on, and turn off purchase notifications on shared devices.
If you see a charge you do not recognize
- Match the name. Look it up in the table above. EverAI is Candy AI, S LABS INC is Secrets AI and Miracle AI is My Dream Companion.
- Search your email for a receipt from the same day and amount.
- Check the app stores. Apple's and Google's purchase history lists subscriptions billed through them.
- Contact the app's support before your bank. DreamGF says a chargeback it finds unsubstantiated can leave you liable for the fees, OurDream may suspend an account that files one without contacting support first, and CrushOn AI can block accounts and cards.
- Cancel the renewal once you know which app it is.
Our guide on cancelling an AI girlfriend subscription has the steps for each app, and AI girlfriend scams covers charges from copycat apps.
Frequently asked questions
What does Candy AI show on a bank statement?
Candy AI's pricing page says the charge shows as EverAI, the name of the Malta company that runs it. The line does not mention Candy AI or AI girlfriends.
What does Secrets AI show on a bank statement?
Secrets AI says charges show as S LABS INC on your card statement. It also accepts crypto and prepaid G2A keys if you would rather nothing reached your bank.
Do AI girlfriend apps show up on your bank statement?
Yes, every card payment appears as a charge, but most apps use a neutral company name or promise no adult wording. A few, such as Dondi.ai and Kupid AI, use the app's own name.
What shows on my statement if I pay through the App Store?
Apple says apple.com/bill appears for app purchases and subscription renewals, so the app is not named. Google Play charges start with GOOGLE* followed by the developer or company name.
How can I pay for an AI girlfriend without it showing on my bank statement?
Pay with crypto, a prepaid or gift card, or a G2A code. Secrets AI, Candy AI and OurDream take crypto, and Secrets AI, OurDream and My Lovely AI sell G2A codes. Refunds are rare on these methods.
