Swipey AI pricing: what Premium and Hearts really cost

Every Swipey AI plan and price

Swipey shows each plan against a higher list price: 50% off monthly, 60% off quarterly and 80% off yearly. The headline figure on the pricing page is the yearly plan's monthly equivalent, $7.99, so it is easy to read it as a monthly price. It is not. The yearly plan is one charge of $95.99.

What Hearts and tokens pay for

Tokens and Hearts are separate. Premium includes 200 tokens a month. Hearts pay for voice calls by the minute, video extensions, Play With Me actions, creator media and tips. Swipey publishes no per-item or pack prices for Hearts, and the call rate appears once, before your first call.

That makes the true monthly cost hard to predict if you use calls or creator content. Budget a fixed amount for Hearts, and stop when it runs out. AI girlfriend tokens explained shows how other apps price the same things.

Monthly, quarterly or yearly: the real saving

A year paid monthly costs about two and a half times the $95.99 yearly plan, so the saving is real if you stay. The 3-month plan is a middle step, billed every quarter.

The risk is the refund rule. Because the terms make purchases final, a yearly plan you regret after a week is a year you have paid for. Start with one month, and only switch to yearly after a month of real use.

Renewal, trials and refunds

Plans renew automatically. Swipey's plan data lists a discounted first month with 200 tokens and a 3-day paid trial with 50 tokens. Swipey does not spell out what each renews at on the pages we checked, so set a reminder if you take one and read the checkout screen.

Section 10.4 of the terms says all purchases are "final and non-refundable under any circumstances", except where the law requires. The help centre softens this: support reviews requests case by case, such as accidental purchases, duplicate charges and unused subscriptions, with no promise of approval. A chargeback on a legitimate charge may suspend your account. Read how to cancel Swipey AI before you subscribe.

Swipey AI discounts, promo codes and coupons

What Swipey actually offers:

1. Longer plans at a lower monthly equivalent.
2. A discounted first month and a short paid trial, listed in its plan data.
3. Free Hearts from daily rewards, quests and referring a friend.
4. A discount or pause offered in the cancel flow.

Swipey publishes no coupon or promo code, and we know of no working one. The cancel-flow offer is the one most people miss: if you were leaving over price, it may be worth seeing what it offers before you confirm.

The cheapest way to use Swipey AI

Pay for one month by card or crypto, use the 200 tokens, and set a fixed Hearts budget. If you like it after a month, move to the 3-month or 12-month plan. If not, cancel before renewal. Collect daily rewards and quests for free Hearts rather than buying packs you cannot price in advance.

Use your one included Fan Club on the creator you care about most, since extra clubs and creator media unlocks cost more. And note the call rate the first time it is shown; Swipey does not repeat it, and calls are where Hearts go fastest for most people.

Swipey AI price vs rivals

Candy AI costs $3.99 a month on a yearly plan and refunds within 24 hours if you have used 20 tokens or fewer. Selira AI's Lite plan is $7.99 month to month with unlimited free chat. Secrets AI costs $9.17 a month on a yearly plan and publishes its full Moments price list. Compare a year's total with the AI girlfriend cost calculator or read the Swipey AI review.